Coffee is a commonly consumed drink. This drink is famous for its properties, it contains many secrets and mysteries. It is necessary to know not only the advantages of coffee, but also its obvious disadvantages. This article will introduce you to amazing coffee facts that you did not know yet. 1. Coffee is drunk not only according to a traditionally prepared recipe, but also cold. Moreover, it is not just cooled. It is still necessary to add ice to coffee. Cold coffee is considered a great way to tone up on a hot and stuffy day. 2. If you want to feel the full invigorating effect of caffeine, we recommend using brewed coffee rather than instant coffee. Brewed coffee contains twice as much caffeine. 3.
Amazing Coffee Facts
Coffee is a commonly consumed drink. This drink is fam...
Tip 1. Curate an outdoor lounge space. Looking to re-live a memorable beach vacation? Set up an outdoor lounge space on your patio or in the yard to give your outdoor space a tropical feel. You can scour the internet for lounge chairs, chaise lounges, hammocks and outdoor sectionals, or create your own, like a one-of-a-kind outdoor lounge bed. All you need to complete this project is a platform bed frame, a futon mattress and outdoor fabric to cover it. (If you’re not handy with the sewing machine, this would be a simple task for a local upholsterer to tackle.) Plop some outdoor pillows on top for added comfort and style. To complete your lounge, add in some side tables, a few candles and maybe a glass of wine to create that all-inclusive atmosphere. Tip 2. DIY outdoor movie theater. Re-creating a movie theater experience in your own backyard doesn’t have to be complicated: All you need is a white sheet that can be tautly mounted on a flat surface (a shed or siding on your apartment patio will do just fine), a projector and your phone to play movies, TV shows or whatever else you’re binging these days. Don’t have access to a projector? It’s surprisingly simple to make one out of a shoe box, some cardboard and a magnifying glass. Round up your favorite patio chairs or arrange your outdoor cushions, make some popcorn and enjoy your movie with the background noise of the crickets chirping. Tip 3. Create an outdoor bar. There’s no shorter commute home than from your own property, so why not create a place for libations in your outdoor space? You can, of course, buy a bar online, or you can repurpose an old table or desk — or even get crafty with some cinder blocks, concrete glue and a few 1 x 6 boards to create your very own. Gather your Bluetooth speaker, your favorite cocktail ingredients and a few glasses to get the ambiance of your favorite bar right at home. Here are a few ideas for inspiration, including bars you can squeeze into the smallest of outdoor spaces. Tip 4. Beautify a barn or shed. A barn or a shed is a utilitarian structure, but that doesn’t mean it has to be an eyesore. Spruce it up by painting it a bold color, attaching some shutters, adding some flower boxes, installing a stone path or even stringing up some lights to zhuzh up that forgotten space in the backyard. Tip 5. Do the fire pit. If a camping trip is too much to squeeze into your days off, you don’t have to miss out on everyone’s favorite camping activity: the campfire. You can easily create a fire pit for your backyard in seven steps, which only requires a few supplies you can pick up curbside at your local home improvement store. Not a big DIYer? You can always buy a prefab fire bowl that’s just as effective at creating that warm, cozy campfire glow. Be sure to look into local burn bans and regulations for best practices in your area. Tip 6Tip 1.. Make an al fresco dining destination. Maybe you’ve become a marvelous home chef over the past few years. Mix up nights at home a little by making an al fresco dining destination in your backyard or patio. In addition to an outdoor dining table and chairs, lay down an outdoor rug and string up a strand of lights or craft yourself an outdoor chandelier to transform your evening meals. Tip 7. Create a meditation zone. Sometimes there’s no better place than home to find your center. Make your restorative practice or shavasana even better by creating a meditation zone in your backyard. Plant a garden with calming scents like lavender or jasmine, create a stepping stone path to your meditation spot or even build yourself a standing tent or cabana with curtains that blow in the warm, calming breeze.
7 Ways to Enjoy Your Outdoor Space at Home
Tip 1. Curate an outdoor lounge space. Looking to re-...
Tip 1. Costs of a rehab team. Build your rehab team before you start a project. This gives you time to thoroughly screen each of your team members. The last thing you need is to hire the wrong home inspector or contractor because you were closing on a deal and crunched for time.You want qualified people who understand your needs and investing as a business. If you’re wondering what your team should look like, here are the main players: Attorney Lenders Real estate agent Insurance agent Contractor(s) Home inspector Ask other, more seasoned real estate investors for recommendations. It’s a good way to find solid, trustworthy team members, and most investors will be glad to recommend who they use.The only possible exception to this is contractors. Good contractors can be hard to come by, and a real estate investor may not be willing to compete with you for their contractor’s time. So, you may be on your own. If you find yourself in that situation, ask employees at your local lumberyard or hardware store for recommendations. Once you assemble your team members, use their help to get more accurate rehab numbers. It could also be beneficial to enroll in a program for learning the ins and outs of real estate investment. Tip 2. Costs of purchase. The biggest chunk of this category is probably the money you’ll pay to close on the property. But also included here is any expense you might have incurred while hiring your team members. There are some other hidden costs here that you might not have thought of, such as flood certificates or various government fees. But in general, your main expenses will likely include the following: Purchase price Home inspection Home appraisal Surveys Lender fees (your bank’s closing costs, appraisal fees, origination costs, etc.) Attorney fees Tip 3. Costs of rehab. This includes contractor fees, permits, and any work done on the house. It can be difficult to get an accurate number for this category, but there are a few things you can do to get close.First, pay your contractor to do the walkthrough with you. Get their advice on things that need to be fixed or changed, and get a quote from them. Or, find a home inspector with construction experience, then ask questions and listen to their input as they inspect the house. You could also try partnering with another more experienced house flipper so they can teach you the tricks of the trade. Tip 4. Costs of ownership. These expenses happen while you are in possession of the home. This is a common area overlooked by inexperienced house flippers, so make sure you account for these expenses: Mortgage payments Property taxes Property insurance, including flood insurance, if necessary Utilities Yard upkeep Tip 5. Costs of selling. It might seem like this category should be all profit. That may be true if you do the job right, but it’s still important to budget for the costs that come with selling a house, like the following: Selling price Real estate commission Home warranty Radon and lead tests, termite inspection, and other tests buyers sometimes request Staging Attorney fees Get to work building your team today to get the best estimate possible for your house flipping project!
Rehabbing a Home? Be Ready for These 5 Costs.
Tip 1. Costs of a rehab team. Build your rehab team b...
Call 1. Vehicle Dealership. Saving money at the car dealership. Car dealerships and the financial institutions that work with them may be willing to defer payments, or at least extend loans and leases. After all, these companies want your continued business, so it’s likely that they’ll offer a little grace until you get back on track. During the current pandemic, most automakers are offering financial relief programs to customers who have recently purchased a vehicle, or who have ongoing loans or leases. They also offer discounts on purchases for those in a position to buy. Call 2. Credit Card Company. Saving money with the credit card company. Most credit card companies are reasonable and willing to work with customers through a difficult time, so that the debts will ultimately be repaid. In most cases, credit card companies will provide minor accommodations, such as reducing an interest payment, or cancelling a service fee, assuming that it will lead to getting payments back on track. COVID-19 has prompted many credit card companies to offer additional relief programs that lower monthly payments, provide relief from late payment fees, temporarily lower account interest rate, or even offer short term loans. Call 3Call 1.. Financial Institutions. Saving money with banks. Banks are accustomed to working with folks who need financial flexibility. After all, these institutions cannot operate unless their customers’ finances are stable. And now, in response to the coronavirus epidemic, national financial institutions are working with the Federal Deposit Insurance Corporation (FDIC) to help customers. To receive this aid, contact your bank and ask what options they offer, which may include skipped payments, deferred payments, and payment extensions. You may also be able to arrange a small loan to finish an ongoing home improvement project, arrange for waived fees, or get extended repayment terms. Call 4. Employer. Financial assistance from your employer. While unemployment is staggering right now, if you have retained your job, your employer may be a good resource for financial assistance—especially if you work for a large company. It simply makes good business sense: An employer would rather help out a trained, trusted employee than go through the expense of finding a new one. During the current health crisis, some firms that can afford to do so are offering bonuses to employees who can keep working, or continuing to pay those who must stay home to care for loved ones and/or maintain social distance. Other employers have been able to provide the necessary equipment for employees to work from home, keeping them employed and safe. Even employers that are unable to keep workers on full salary during this period may be able to offer alternative work options that don’t rely on human contact, paid training from home, or future bonus agreements once you have returned to work. Call 5. Insurance Company. Save money with your insurance company. It may seem like a waste of money to continue insuring a vehicle that’s sitting in your driveway while you’re on lockdown. However, if the insurance is cancelled while you still own a vehicle, future insurers can see that there was a lapse in coverage, which can raise your rates. Fortunately, most insurance companies are offering discounted rates, credits, and refunds during the coronavirus pandemic. What’s more, if you need to be away from home and won’t be using your car, you may be able to negotiate a lower rate to keep the vehicle insured during your trip. Call the insurance company, explain the situation, and ask for a reduced rate.
Just Making These 5 Phone Calls Can Save You Money.
Call 1. Vehicle Dealership. Saving money at the car de...
1. Drink at least 2 liters of liquid per day. 2. From alcohol, only a little red wine. 3. Before breakfast, drink 1 glass of water with lemon and honey on an empty stomach. Only after 20 minutes have breakfast. 4. Drink water half an hour before a meal. Do not drink anything with food. After eating, drink no earlier than 40 minutes. 5. You need to eat about 4-5 times a day. 6. The last meal should be 3 hours before bedtime. After you can only water, green tea, low-fat kefir.
Useful for figure.
1. Drink at least 2 liters of liquid per day. 2. From...

Point 1.

What’s a smart home? First things first. A smart home is a dwelling that uses internet-connected devices to do everyday tasks like locking the door, setting the thermostat, turning on lights and shutting the garage door. “Smart homes use technology to make your home safer, more convenient and more efficient,”“And while ‘smart home’ is a concept that’s been around for a decade, new technology has made it more common,”.In the last five years or so, smart home devices have become easier to install and use and are more affordable. You can equip your home with a few basic smart home devices for less than $1,000, and in many cases, you can install the devices yourself. If you can set up an app, you can get the smart device running.“Consumers are reimagining their homes and thinking about them as places of relaxation, safety and now work,” . “People want more from their homes, and smart home technology and home automation are helping them make their homes better. That has led to a rapid adoption of smart home tech in just the last few years.” In addition to making your home more comfy and more convenient, smart home technology can also add to your home’s value. Homes that mention “smart appliances” in the listing can sell for 3% more, and homes with smart sprinklers can sell 5 to 7 days faster.

Point 2.

What is home automation? Home automation is the electronic control of a couple of smart home devices from a single place. It’s usually a platform like an app that makes your smart thermostat, doorbell camera, smart lightbulbs, smart refrigerator and other devices operable from a smartphone, tablet or voice assistant. Most manufacturers offer a home automation app that will run all the smart home devices they make. “In my house, we have some automation through the SmartThings app that shuts the house down at night,”. “We call it ‘Good night.’ So, when we’re going to bed, we can just say, ‘Alexa, Good night,’ and the home automation turns off the lights and locks the door.” Are you looking to wise up your home with this technology? Here are a few smart home ideas, as well as some popular smart home devices that can be incorporated into a home automation system.

Point 3.

Smart thermostat Smart thermostats, like Nest or Ecobee, are one of the top-selling smart home devices in the U.S. Around 33 million households had one as of 2020. Smart thermostats allow you to create programmable temperature settings based on your schedule and needs. They’ll turn off the AC or heat while at work and turn it on an hour before you get home each day, so you aren’t wasting money heating and cooling an empty house. “Smart thermostats use sensors to detect when you’re home, and they only run the HVAC when you are there,”. “They can save you a lot of money on your energy bill.”

Point 4.

Security cameras You can get indoor or outdoor cameras that keep an eye on your house. Outdoor cameras, specifically video doorbells like Ring and Nest, have become extremely popular smart home ideas. They can let you answer your door wherever you are, whether it’s the other side of the door or the other side of the country. Video doorbells have sensors that detect motion and turn on the camera when someone steps on your porch. The camera then streams live video to your phone, so you can see who is at the door and even speak to them through your phone. So you can talk to the guy while you are at work and tell him where to leave your package. And then you can keep an eye out for porch pirates who might steal your package once he leaves it. “Video doorbells add a lot of security and give you peace of mind,".

Point 5.

Smart locks Smart door locks let you lock and unlock your house with the tap of a finger or voice command — no key needed. You can unlock the house for a guest or the housekeeper while you are at work. You can set up entry codes that work for only a certain timeframe, so you control who has access to your house. Some smart locks allow you to monitor who comes into your house, in real time, so you can see if your kids got home from school or if the dog walker showed up. They’re a smart home device that gives you more control over who comes and goes in your house.

Point 6.

How do I get started at my house? It’s easy to scale smart home technology. Buy one or two devices, then expand your smart home one device at a time. “Our statistics show that 74% of people with smart homes started with one device,”. “They didn’t start with a whole system.” “Lights are extremely accessible,” he says. “As you add more devices to your smartphone over time, your smart home grows with you.” It’s helpful to have some idea of what line of products you favor because the home automation piece will be simpler. Your voice assistant may not be able to run a mix of, say, Google and Amazon devices. The smart home tech industry is working on an industry standard that will enable all devices to work together, but it isn’t quite there yet. “Eventually, all devices will work in one ecosystem,”. “All the big players are in it, so you’ll see the new standard rolled out in the next year.” Don’t be intimidated by smart home technology. Dipping a toe into home automation can make your home more comfortable, safer and maybe even more valuable.

Coffee is a commonly consumed drink. This drink is famous for its properties, it contains many secrets and mysteries. It is necessary to know not only the advantages of coffee, but also its obvious disadvantages. This article will introduce you to amazing coffee facts that you did not know yet. 1. Coffee is drunk not only according to a traditionally prepared recipe, but also cold. Moreover, it is not just cooled. It is still necessary to add ice to coffee. Cold coffee is considered a great way to tone up on a hot and stuffy day. 2. If you want to feel the full invigorating effect of caffeine, we recommend using brewed coffee rather than instant coffee. Brewed coffee contains twice as much caffeine. 3.
Amazing Coffee Facts
Coffee is a commonly consumed drink. This drink is fam...
Tip 1. Curate an outdoor lounge space. Looking to re-live a memorable beach vacation? Set up an outdoor lounge space on your patio or in the yard to give your outdoor space a tropical feel. You can scour the internet for lounge chairs, chaise lounges, hammocks and outdoor sectionals, or create your own, like a one-of-a-kind outdoor lounge bed. All you need to complete this project is a platform bed frame, a futon mattress and outdoor fabric to cover it. (If you’re not handy with the sewing machine, this would be a simple task for a local upholsterer to tackle.) Plop some outdoor pillows on top for added comfort and style. To complete your lounge, add in some side tables, a few candles and maybe a glass of wine to create that all-inclusive atmosphere. Tip 2. DIY outdoor movie theater. Re-creating a movie theater experience in your own backyard doesn’t have to be complicated: All you need is a white sheet that can be tautly mounted on a flat surface (a shed or siding on your apartment patio will do just fine), a projector and your phone to play movies, TV shows or whatever else you’re binging these days. Don’t have access to a projector? It’s surprisingly simple to make one out of a shoe box, some cardboard and a magnifying glass. Round up your favorite patio chairs or arrange your outdoor cushions, make some popcorn and enjoy your movie with the background noise of the crickets chirping. Tip 3. Create an outdoor bar. There’s no shorter commute home than from your own property, so why not create a place for libations in your outdoor space? You can, of course, buy a bar online, or you can repurpose an old table or desk — or even get crafty with some cinder blocks, concrete glue and a few 1 x 6 boards to create your very own. Gather your Bluetooth speaker, your favorite cocktail ingredients and a few glasses to get the ambiance of your favorite bar right at home. Here are a few ideas for inspiration, including bars you can squeeze into the smallest of outdoor spaces. Tip 4. Beautify a barn or shed. A barn or a shed is a utilitarian structure, but that doesn’t mean it has to be an eyesore. Spruce it up by painting it a bold color, attaching some shutters, adding some flower boxes, installing a stone path or even stringing up some lights to zhuzh up that forgotten space in the backyard. Tip 5. Do the fire pit. If a camping trip is too much to squeeze into your days off, you don’t have to miss out on everyone’s favorite camping activity: the campfire. You can easily create a fire pit for your backyard in seven steps, which only requires a few supplies you can pick up curbside at your local home improvement store. Not a big DIYer? You can always buy a prefab fire bowl that’s just as effective at creating that warm, cozy campfire glow. Be sure to look into local burn bans and regulations for best practices in your area. Tip 6Tip 1.. Make an al fresco dining destination. Maybe you’ve become a marvelous home chef over the past few years. Mix up nights at home a little by making an al fresco dining destination in your backyard or patio. In addition to an outdoor dining table and chairs, lay down an outdoor rug and string up a strand of lights or craft yourself an outdoor chandelier to transform your evening meals. Tip 7. Create a meditation zone. Sometimes there’s no better place than home to find your center. Make your restorative practice or shavasana even better by creating a meditation zone in your backyard. Plant a garden with calming scents like lavender or jasmine, create a stepping stone path to your meditation spot or even build yourself a standing tent or cabana with curtains that blow in the warm, calming breeze.
7 Ways to Enjoy Your Outdoor Space at Home
Tip 1. Curate an outdoor lounge space. Looking to re-...
Tip 1. Costs of a rehab team. Build your rehab team before you start a project. This gives you time to thoroughly screen each of your team members. The last thing you need is to hire the wrong home inspector or contractor because you were closing on a deal and crunched for time.You want qualified people who understand your needs and investing as a business. If you’re wondering what your team should look like, here are the main players: Attorney Lenders Real estate agent Insurance agent Contractor(s) Home inspector Ask other, more seasoned real estate investors for recommendations. It’s a good way to find solid, trustworthy team members, and most investors will be glad to recommend who they use.The only possible exception to this is contractors. Good contractors can be hard to come by, and a real estate investor may not be willing to compete with you for their contractor’s time. So, you may be on your own. If you find yourself in that situation, ask employees at your local lumberyard or hardware store for recommendations. Once you assemble your team members, use their help to get more accurate rehab numbers. It could also be beneficial to enroll in a program for learning the ins and outs of real estate investment. Tip 2. Costs of purchase. The biggest chunk of this category is probably the money you’ll pay to close on the property. But also included here is any expense you might have incurred while hiring your team members. There are some other hidden costs here that you might not have thought of, such as flood certificates or various government fees. But in general, your main expenses will likely include the following: Purchase price Home inspection Home appraisal Surveys Lender fees (your bank’s closing costs, appraisal fees, origination costs, etc.) Attorney fees Tip 3. Costs of rehab. This includes contractor fees, permits, and any work done on the house. It can be difficult to get an accurate number for this category, but there are a few things you can do to get close.First, pay your contractor to do the walkthrough with you. Get their advice on things that need to be fixed or changed, and get a quote from them. Or, find a home inspector with construction experience, then ask questions and listen to their input as they inspect the house. You could also try partnering with another more experienced house flipper so they can teach you the tricks of the trade. Tip 4. Costs of ownership. These expenses happen while you are in possession of the home. This is a common area overlooked by inexperienced house flippers, so make sure you account for these expenses: Mortgage payments Property taxes Property insurance, including flood insurance, if necessary Utilities Yard upkeep Tip 5. Costs of selling. It might seem like this category should be all profit. That may be true if you do the job right, but it’s still important to budget for the costs that come with selling a house, like the following: Selling price Real estate commission Home warranty Radon and lead tests, termite inspection, and other tests buyers sometimes request Staging Attorney fees Get to work building your team today to get the best estimate possible for your house flipping project!
Rehabbing a Home? Be Ready for These 5 Costs.
Tip 1. Costs of a rehab team. Build your rehab team b...
Call 1. Vehicle Dealership. Saving money at the car dealership. Car dealerships and the financial institutions that work with them may be willing to defer payments, or at least extend loans and leases. After all, these companies want your continued business, so it’s likely that they’ll offer a little grace until you get back on track. During the current pandemic, most automakers are offering financial relief programs to customers who have recently purchased a vehicle, or who have ongoing loans or leases. They also offer discounts on purchases for those in a position to buy. Call 2. Credit Card Company. Saving money with the credit card company. Most credit card companies are reasonable and willing to work with customers through a difficult time, so that the debts will ultimately be repaid. In most cases, credit card companies will provide minor accommodations, such as reducing an interest payment, or cancelling a service fee, assuming that it will lead to getting payments back on track. COVID-19 has prompted many credit card companies to offer additional relief programs that lower monthly payments, provide relief from late payment fees, temporarily lower account interest rate, or even offer short term loans. Call 3Call 1.. Financial Institutions. Saving money with banks. Banks are accustomed to working with folks who need financial flexibility. After all, these institutions cannot operate unless their customers’ finances are stable. And now, in response to the coronavirus epidemic, national financial institutions are working with the Federal Deposit Insurance Corporation (FDIC) to help customers. To receive this aid, contact your bank and ask what options they offer, which may include skipped payments, deferred payments, and payment extensions. You may also be able to arrange a small loan to finish an ongoing home improvement project, arrange for waived fees, or get extended repayment terms. Call 4. Employer. Financial assistance from your employer. While unemployment is staggering right now, if you have retained your job, your employer may be a good resource for financial assistance—especially if you work for a large company. It simply makes good business sense: An employer would rather help out a trained, trusted employee than go through the expense of finding a new one. During the current health crisis, some firms that can afford to do so are offering bonuses to employees who can keep working, or continuing to pay those who must stay home to care for loved ones and/or maintain social distance. Other employers have been able to provide the necessary equipment for employees to work from home, keeping them employed and safe. Even employers that are unable to keep workers on full salary during this period may be able to offer alternative work options that don’t rely on human contact, paid training from home, or future bonus agreements once you have returned to work. Call 5. Insurance Company. Save money with your insurance company. It may seem like a waste of money to continue insuring a vehicle that’s sitting in your driveway while you’re on lockdown. However, if the insurance is cancelled while you still own a vehicle, future insurers can see that there was a lapse in coverage, which can raise your rates. Fortunately, most insurance companies are offering discounted rates, credits, and refunds during the coronavirus pandemic. What’s more, if you need to be away from home and won’t be using your car, you may be able to negotiate a lower rate to keep the vehicle insured during your trip. Call the insurance company, explain the situation, and ask for a reduced rate.
Just Making These 5 Phone Calls Can Save You Money.
Call 1. Vehicle Dealership. Saving money at the car de...
1. Drink at least 2 liters of liquid per day. 2. From alcohol, only a little red wine. 3. Before breakfast, drink 1 glass of water with lemon and honey on an empty stomach. Only after 20 minutes have breakfast. 4. Drink water half an hour before a meal. Do not drink anything with food. After eating, drink no earlier than 40 minutes. 5. You need to eat about 4-5 times a day. 6. The last meal should be 3 hours before bedtime. After you can only water, green tea, low-fat kefir.
Useful for figure.
1. Drink at least 2 liters of liquid per day. 2. From...